We don’t have to point out that fact that auto insurance companies don’t want you to look at other companies. People who shop around are highly likely to buy a different policy because the odds are good of getting low-cost coverage. A recent survey found that consumers who regularly compared rates saved an average of $865 annually compared to other drivers who never shopped around for lower prices.
If finding the cheapest price for auto insurance is the reason you’re reading this, then understanding how to get rate quotes and compare insurance premiums can make the process more efficient.
If saving money is your primary concern, then the best way to get cheaper car insurance rates is to make a habit of comparing prices annually from insurance carriers in El Paso. Rates can be compared by completing these steps.
- Try to learn a little about auto insurance and the changes you can make to keep rates in check. Many risk factors that drive up the price like accidents, careless driving, and a poor credit rating can be controlled by improving your driving habits or financial responsibility.
- Obtain price quotes from direct, independent, and exclusive agents. Exclusive agents and direct companies can provide rates from one company like GEICO or Allstate, while agents who are independent can quote rates from multiple sources.
- Compare the new rate quotes to your existing coverage to see if cheaper Aspen coverage is available in El Paso. If you find a lower rate, verify that coverage does not lapse between policies.
- Provide written notification to your current company of your decision to cancel your current car insurance policy and submit the application along with any required down payment to the new company. Be sure to safely store the proof of insurance certificate with your registration paperwork.
An important note is to make sure you’re comparing the same level of coverage on every quote and and to look at as many companies as you can. Doing this guarantees the most accurate price comparison and a complete rate analysis.
If you have coverage now, you will most likely be able to get lower rates using the techniques covered below. Obtaining price quotes for the best car insurance in El Paso is easy to do. Nevertheless, Texas consumers must learn the way companies determine prices and apply this information to your search.
Many insurance companies give coverage price quotes online. Getting Chrysler Aspen insurance prices online is very simple because you just enter the coverage amounts you desire into the quote form. When the form is submitted, their system sends out for credit information and your driving record and returns a price quote based on these and other factors.
Quoting online for Chrysler Aspen insurance in El Paso simplifies rate comparisons, and it’s also necessary to do this if you want to get lower-cost rates.
To save time and compare rates now, take a look at the companies shown below. To compare your current rates, we recommend you type in deductibles and limits identical to your current policy. This ensures you will have a price comparison based on identical coverages.
The providers in the list below are ready to provide comparison quotes in El Paso, TX. If multiple companies are shown, it’s highly recommended you compare several of them to get a more complete price comparison.
Local El Paso insurance agents
A small number of people would prefer to have an agent’s advice and doing that can be a smart decision A nice benefit of getting free rate quotes online is you may find better rates and still buy from a local agent. Supporting local agencies is important particularly in El Paso.
To make it easy to find an agent, after completing this short form, the coverage information is transmitted to agents in your area that can give you free El Paso car insurance quotes for your insurance coverage. There is no reason to do any legwork as quotes are delivered to you instantly. You can get cheaper auto insurance rates without requiring a lot of work. If you need to get a rate quote from a specific insurance company, don’t hesitate to visit that company’s website and fill out their quote form.
Best auto insurance agent in El Paso
When searching for an insurance agent, you must know there are a couple different types of agents and how they differ in how they quote coverages. Auto insurance policy providers can be categorized as either exclusive or independent agents depending on their company appointments.
Independent Insurance Agents
Independent agents do not work for one specific company so they have the ability to put coverage with an assortment of companies and find you the best rates. To move your coverage to a new company, your policy is moved internally and you stay with the same agent.
If you are comparing auto insurance prices, you need to get rate quotes from several independent agencies to get the most accurate price comparison. They often place coverage with lesser-known insurance companies that can offer cheaper rates than bigger companies.
Shown below is a list of independent insurance agencies in El Paso that can give you free auto insurance rate quotes.
- Sellers Insurance Agency
6356 Edgemere Blvd – El Paso, TX 79925 – (915) 778-5463 – View Map - Tony Ramos Insurance
7230 Gateway Blvd E H – El Paso, TX 79915 – (915) 599-1678 – View Map - Colonial Insurance Agency
7636 Gateway Blvd E – El Paso, TX 79915 – (915) 592-0999 – View Map
Exclusive Insurance Agents
Agents in the exclusive channel are contracted to one company and examples are American Family, State Farm, and Allstate. These agents are not able to give you multiple price quotes so it’s a take it or leave it situation. Exclusive agencies are very knowledgeable on the products they sell which aids in selling service over price. Some consumers prefer to buy insurance from these agents primarily because of loyalty to the company instead of buying on price only.
Below is a short list of exclusive insurance agencies in El Paso that can give you price quote information.
- Tessie Maestas – State Farm Insurance Agent
4727 Hondo Pass Dr b – El Paso, TX 79904 – (915) 757-1090 – View Map - Paul Rosales – State Farm Insurance Agent
2731 Montana Ave c – El Paso, TX 79903 – (915) 566-3933 – View Map - Manny M Casillas – State Farm Insurance Agent
1212 N Yarbrough Dr #105 – El Paso, TX 79925 – (915) 591-2288 – View Map
Finding the right auto insurance agent requires more thought than just the quoted price. Any good agent in El Paso should know the answers to these questions.
- What is the agency’s Better Business Bureau rating?
- Do they get paid more for recommending certain coverages?
- Who is covered by the car insurance policy?
- Is working in the agency their full-time job?
- Where would your vehicle be repaired?
- How long has the business existed?
- Do they feel the quoted coverages are adequate?
If you get answers to your satisfaction to these questions and an acceptable price quote, it’s possible that you found an insurance agency that can be relied on to provide auto insurance coverage. But keep in mind you have the power to cancel your coverage whenever you want so don’t feel you are locked into any specific company with no way out.
El Paso car insurance companies ranked
Picking the best car insurance provider can be difficult considering how many companies there are in El Paso. The company ratings listed below may help you choose which car insurance companies to look at comparing price quotes from.
Top 10 El Paso Car Insurance Companies Overall
- Travelers
- USAA
- Mercury Insurance
- AAA Insurance
- Nationwide
- Allstate
- State Farm
- The Hartford
- Safeco Insurance
- Progressive